Business insurance for small business owners
Even being a blogger in your pajamas carries risks – it’s less risky than being a landscaper, but an unhappy customer or the threat of copyright infringement are still risks. That’s why every entrepreneur needs business insurance.
The new good news about business insurance
Pogo Insurance makes it easy to secure business insurance coverage – and it’s a lot less hassle than you think.
Hannah and Jade Sullivan are co-founders of Pogo, a commercial business insurance platform for small businesses that compares quotes from leading business insurance companies to find customers the best price on the most appropriate coverage. Using the simple online form, most business owners and freelancers can get insurance in about an hour.
Learn more about business insurance and Pogo on Queer money™:
Hannah and Jade met in the business program of the prestigious VCU Brandcenter Master’s program and are committed to simplifying the insurance process for the growing self-employed population in the gig economy.
Hannah and Jade explain why they chose the insurance industry and the challenge of innovating in a long-established field. They discuss what they’ve learned as entrepreneurs, how they’ve dealt with “emotional whiplash,” and the benefits of working together as a married couple.
Covered topics related to Pogo and business insurance
Hannah’s introduction to entrepreneurship
- Both parents are entrepreneurs
- Addicted to finding gigs
Jade’s entrepreneurial role model
- A single mother was a super cougher
Why Hannah and Jade chose the insurance industry
- Master in Business and Art Direction/Creative Tech
- Creative and strategic, problem-solving
The basics of the Pogo platform
- Commercial insurance for small businesses
- The free service compares policies from top companies
- Liability, Workers Compensation, Property, Auto, etc.
Pogo’s connections in the insurance industry
- Hannah’s father has established influence
Do something better instead of creating something new
- Obsessed with Shark Tank and inventions
- Better performance by improving an existing process
The challenges of innovation in an established industry
- “It’s just not done that way.”
What Hannah & Jade have learned as entrepreneurs
- Let go of the ego and be okay with change/imperfections
- Find out new things every day
The benefits of working together as a couple
- We always cheer each other on
- Pressure, responsibility distributed
A day in the life of Hannah and Jade
- Get up early, drink coffee, discuss goals
- At work at 7am to fire up Spotify
- Opportunity to work abroad
The mistakes Hannah and Jade have overcome
- Obsession, perfectionism
- Emotional whiplash
Why business insurance is important for freelancers
- Every company carries risks
- Not expensive for small businesses
- Non-physical (unsatisfied customers, copyright infringement)
The benefits of using Pogo
- Ten minutes to fill out a simple form
- Just an hour to get a quote online
- Tax deductible (business costs)
Hannah & Jade’s goals for Pogo
- Make it accessible to everyone, expand quickly
- Special products, job-specific packages
- Streamline the process with the best technology