Controlled spending chaos
We buy hundreds of dollars’ worth of groceries with the good intention of cooking at home, and then we get to work and spend just as much eating out. It Is However, it is possible to move from this chaos to controlled spending.
Groner’s School takes you from your chaos to controlled spending
We know what we can do to save money, but the busyness of life gets in the way. This disorganization and chaos leads to ever-increasing expenses – and it’s as if we’ll never move forward.
Rosemarie Groner from the BusyBudgeter.com was there. She and her husband both worked as state troopers, and their demanding schedules coupled with chronic disorganization led to overspending. They needed an overhaul of their lives. Using a methodical approach, the pair tackled one thing at a time and ultimately reduced their expenses by $23,000 per year. Now Rosemarie shares her expertise on her blog, helping others create their own amazing lives, spend money on the things that matter to them, and avoid wasteful spending.
Hear how to transform your life from chaos to controlled spending:
Today, Rosemarie shares her journey from chaos to controlled spending and explains how she and her husband drastically reduced their spending. She discusses her methodical approach to change, focusing her energy on one thing at a time. Rosemarie offers advice on reducing your grocery budget, A/B testing for substitutions without sacrificing, and taking advantage of modern conveniences like delivery for further savings!
Topics covered range from chaos to controlled spending
How Rosemarie became a busy budgeter
- Worked as a state trooper
- Newly married, life in chaos
- Life overhaul initiated
- Reduced expenses by $23,000/year
- Replaced income as a blogger
The problems in Rosemarie’s life that caused chaos
- Chronic disorganization
- Jobs with unpredictable schedules
Rosemarie’s approach to change
- Put all your time and energy into ONE thing
- Started by reducing expenses
How Rosemarie was able to drastically reduce expenses
- Pocket money realized due to disorganization
- I knew eating at home would save money
- Implemented dish routine, 15 minute meals
- Used laundry routine, capsule wardrobe
Rosemarie’s insight into why people have problems
- Grocery budgeting is the best way to save
- A busy schedule prevents changes
- $120/week for a family of four
How to reduce your food expenses
- Cook in large quantities to reduce preparation time
- Automate as much as possible
- Separate budget for stock items
- Consider delivery to avoid impulse purchases
The concept of substitution without sacrifice
- A/B test for cheaper alternatives
- Take advantage of modern conveniences (e.g. delivery, free shipping)
Rosemarie’s take on why they were overwhelmed
- Mom mentality, try to do everything
- Disconnect Pinterest from reality
Rosemarie’s $3,000 DIY wedding
- Tropicana Resort in Atlantic City
- Limited to 30 guests
- Free rooms for wedding reception
How Rosemarie got into blogging
- Home daycare is not sustainable
- Mom encourages sales letter from Elite Blog Academy
- Invested in the course, dedicated 10 hours/week
The value of blogging
- Almost nothing overhead, breathtaking income potential
- Find your voice and connect with readers
- Document the learning process to teach others