That makes THIS the best year ever
Every year we look forward to reaching 180 degrees with ourselves. Lose weight, pay off debt, make more money, sleep more and stress less – and every year we come up short. Not this year! This year we’re taking baby steps to make 2019 the best year ever and make us the best people ever.
Your best year ever will be this year
Small and simple seem boring, right? We want dramatic and big, bigger than life. That’s exciting! This impresses people, but year after year. . . for most of us. . . that fails. So we propose – GASP! – do for small things.
Find out why here!
Because it increases the chances that we will succeed. Let’s take a small step. Then when we’ve done it, we take another small step and so on. Imagine if we made one small financial step every month for the next 12 months? By the end of the year, these are 12 steps to improving and improving our money situation.
Imagine the impact these 12 steps have on our financial lives. That’s huge overall and would make 2019 the best year ever.
Listen to all 12 steps to make this the best year ever:
9 Ways to Make 2019 the Best Year Ever
1. Go on a Dinero detox
It is dry January. It’s Detox January. It’s time to clean our systems.
Choose time between a weekend and a month to avoid spending money. Pay your bills, feed yourself and your family, and donate to your charity. Don’t spend money on discretionary expenses like dining out, entertainment, or other things you don’t really need.
2. Calculate your numbers using the Magic Money calculator
Are you on the way to retirement? Just like you’ll never see your abs without doing crunches, you’ll never know if you’re on track for retirement by crunching your numbers.
3. Sign in to Blooom
If you fly from LA to NYC and have 1% less, the discount is 150 miles. That sucks! The same goes for your 401(k), 403(b), or 457 investments. Don’t take the risk. Sign up for a free portfolio analysis this Bloomom link.
4. Fix your credit score with the credit repair checklist
Would you like to save tens of thousands of dollars in interest to spend on things that interest you more? Improving your credit score could save you thousands that could be better spent on a nice bottle of wine, a fun weekend on Fire Island, or a hot man. Start your journey by clicking here and signing up for free Build or improve your credit score with Experian Boost.
5. Pay off credit card debt quickly with the credit card comparison calculator
How long will it take to pay off your credit cards? Which credit cards should you pay off first? Pay off your credit cards quickly and efficiently through a targeted strategy.
If you don’t want to do it alone, take this Credit card payoff plan starting January 13, 2019 to learn the step-by-step strategy we used to pay off our credit card debt quickly.
6. Get our menu and shopping list templates
For most people, the quickest way to save the most money is to take control of your grocery and restaurant spending. To do that, grab it our free menu and shopping list Templates in the Budget Buster Bundle. These are the same tools that helped us save $30,000 a year in grocery expenses.
7. Download AnyList
AnyList is available for both iPhone and Android. It’s perfect for keeping track of things you need to get, do and remember. How many times have you gone to the store only to come home and realize you forgot an item? This app will prevent that.
8. Create an awesome social life calendar
When we were finally independent and as open and proud as we could be, our gay social life was as full as the time-space continuum would allow. Between dinners, happy hours, dancing, and traveling, we were out every day of the week except Mondays. Monday was for relaxation – even dancing queens in their 20s need a break.
A fabulous gay life means having a fabulously gay social life, but a fabulously gay social life can mean a fabulously small bank account.
9. Entertainment book
Get discounts and freebies to live a big social life on a small budget with the entertainment book. Don’t pay full price for everything you do and you’ll save tonne money next year.
These are our nine tips for making 2019 the best year ever. We recommend starting with tip #1 and working your way up to tip #9. If you can do all nine in 12 months, you’ll be financially secure before 2020.